You turn on your computer, only to find that you’re locked out of all of your files — everything from work documents to family photos. There’s an ominous message on the screen demanding that you pay a fee to regain access.
That nightmare scenario has become all too real because of ransomware, a type of computer virus that cybercriminals around the world are using to scam money out of unsuspecting individuals and businesses. It’s nasty stuff, and it’s on the rise.